As the only podcast dedicated to open banking, our podcast strives to be one of the key voices in the global open banking community. The goal of the show is to educate people on how the world of finance is being shaken up by open banking, ultimately giving them more ways to save their money, move money around and improve their financial well-being. To those building open banking, we bring the unique perspectives of technology innovators, financial leaders and key influencers, as we aim to accelerate its continued evolution.
As the first ever podcast dedicated to open banking, the Mr Open Banking program aims to raise awareness and spread knowledge of this emergent global movement. The trailer provides an introduction to the show and describes why open banking is so important - not just for bankers or technologists, but for everyone. It also introduces the host, Eyal Sivan, who describes why he decided to start the podcast and what he hopes to achieve.
Guest: Eyal Sivan, Head of Open Banking at Axway, Mr. Open Banking
Air Date: March 15th, 2020
What is open banking and how does it work? In our first episode of Mr. Open Banking, Eyal Sivan sits down with Chris Michael, the Founder of Ozone API and the development leader of the Open Banking Implementation Entity (OBIE), to discuss the technology behind open banking and why it’s so crucial to our financial landscape. If you’re not a techie, don’t worry, we do our best to explain everything in a simple, easy to understand way.
Guest: Chris Michael, Founder of Ozone API, Head of the OBIE
Air Date: June 9th, 2020
On this episode of Mr. Open Banking, Eyal is joined by Gavin Littlejohn, Chairman of FData Global, to discuss the importance of data rights, creating standards, and the global landscape of today’s open banking movement. Our goal here is to get to the bottom of regulatory-driven standards, and if it is laying the proper groundwork for the future of the open banking movement.
Guest: Gavin Littlejohn, Chairman of FDATA Global
Air Date: June 9th, 2020
What should come first; customer-centric technologies or regulations? In episode two of Mr. Open Banking, Eyal is joined by Don Cardinal, the Managing Director of the Financial Data Exchange (FDX). Based out of the United States, Don discusses his perspective on the evolution of open banking, led from a customer-centric perspective and the importance of building collective standards when implementing new financial technologies.
Guest: Don Cardinal, Managing Director of FDX
Air Date: June 9th, 2020
What could radical transparency do for our financial ecosystem? How do we create a world that is built on fundamental uncertainty, that adapts to our needs rather than determining them for us? On this episode of Mr. Open Banking, Eyal is joined by Paolo Sironi, IBM’s Global Research Lead for Financial Services and author of “Financial Market Transparency”, to discuss the big picture behind open banking and the philosophy of this growing movement.
Guest: Paolo Sironi, Global Research Leader for Financial Services, IBM
Air Date: July 7th, 2020
Who controls financial data in Canada? How will the ultimate arrival of open banking change that? In our fifth episode of Mr. Open Banking, Eyal comes home to Canada to discuss the challenges and opportunities surrounding the Canadian ecosystem with Senator Colin Deacon. Prior to joining the Canadian Senate in Nova Scotia, Senator Deacon ran several global technology businesses and today is a vocal advocate for open banking in Canada.
Guest: Colin Deacon, Independent Senator at Senate of Canada
Air Date: July 28th, 2020
While sharing financial data is part of the equation, open banking only really gets interesting when you add the ability to move money around. In the sixth episode of Mr. Open Banking, Eyal is taking us through the world of payments with Nilixa Devlukia, the CEO and Founder of Payments Solved. A lawyer by background, Nilixa is shaking up the payment ecosystem to make it more secure, transparent, and inclusive, as open banking moves to change the game.
Guest: Nilixa Devlukia, Founder of Payments Solved
Air Date: August 18th, 2020
In modern banking, new digital challengers are taking on traditional players by providing a better experience for end-customers. On the seventh episode of Mr. Open Banking, Eyal is joined by David Brear to discuss what David calls “The Banking Battlefield.” The two dive into FinTechs' role in challenging major banks to solve consumer problems and the reasons why banks are inhibiting themselves from making changes.
Guest: David Brear, Founder & CEO of 11:FS
Air Date: September 15th, 2020
At the heart of open banking lies an important and difficult question: do you own your data?As internet giants like Facebook and Google continue to grow, data rights seem like a natural next step in our society. Eyal sits down with industry expert James Bligh to discuss what makes the CDR unique among open banking standards, the ongoing debate about whether data is even yours to begin with, and the journey towards the establishment of universal data rights.
Guest: James Bligh, Co-founder of RedCrew
Air Date: October 20th, 2020
Identity -the simple yet complex concept that makes you, you. But in the digital era, identity encompasses not only the individual attributes you capture about yourself, but those that are only revealed only through your online interactions and behaviors. Is. In our first episode of Season Two, Eyal sits down with Nat Sakimura, a renowned technologist known for his work as Chairman at the OpenID Foundation, where he works as a leading identity and privacy standardization architect to answer these very questions.
Guest: Nat Sakimura, Chairman, OpenID Foundation
Air Date: Feb 2, 2021
Approximately two billion people across the globe are unbanked - meaning they have no connection to any banking system of any kind. As the open banking movement continues to expand, the unbanked might just be the perfect source of untapped economic potential. Eyal speaks with Carlos Kazuo Missao, the Director of GFT Group in Sao Paulo and a leader in the digital transformation of financial services. The two discuss how Brazil is using open banking to bridge their societal divide between a mature, developed economy and extreme poverty.
Guest: Carlos Kazuo Missao, Director at GFT Group
Air Date: Feb 23, 2021
Open banking isn’t just about finance, it’s also about improving society. One of open banking’s key facets is its ability to create non-zero sum outcomes, meaning that one person’s gain doesn’t equal another person’s loss. Faith Reynolds has been in open banking since the beginning, and has worked on a multitude of unique challenges, ranging from enforcement and redress all the way through to accessibility, vulnerability and other issues concerning financial inclusion.
Guest: Faith Reynolds, Open Finance Advisor to Industry & Regulators
Air Date: Mar 30, 2021
The concept of digital disruption is no longer revolutionary for most businesses. In fact, digital transformation has become a prerequisite for ensuring you’re not left behind. In this episode, Eyal sits down with Andrew Moor, President and CEO of EQ Bank, Canada’s Challenger Bank. EQ is committed to exploring how banks can leverage technology to improve the societies in which they operate, so it comes as no surprise that they are strong advocates of open banking.
Guest: Andrew Moor, President & CEO, EQ Bank
Air Date: April 20, 2021
There is little doubt that the birthplace of open banking is Europe. Although Europe seems united behind common legislation, there have still been delays and confusion, and what works for some countries, doesn’t necessarily work for others. Eyal sits down with Panagiotis Kriaris, Head of Business Development at German payment services provider Unzer. Panagiotis has been at the forefront of global open banking since it began, and has spent his career at the intersection of business and technology.
Guest: Panagiotis Kriaris, Head of Business Development, Unzer
Air Date: June 10, 2021
China has been at the frontier of digital banking innovation since 2014, when their tech giants WeChat and AliPay began creating an entirely different financial ecosystem than what one might experience in North America or Europe - a banking system that is completely digitally integrated, with cash a long lost piece of the past. In this episode, Eyal sits down with Richard Turrin, the author of “Cashless - China’s Digital Currency Revolution”, to discuss how China got here, where they are headed and what other regions can learn from their experience.
Guest: Richard Turin, Author of "Cashless - China's Digital Currency Revolution"
Air Date: July 20, 2021
The world of modern cryptocurrencies has evolved beyond just money, with currencies like Ethereum providing programmable open platforms to build the financial instruments of the future. These new tools aim to re-create and radically improve the centuries-old systems we have today, a movement that has come to be known as decentralized finance, or DeFi. In this episode, Eyal and Lex sit down to discuss how DeFi is creating the fabric of an entirely new economy, including where open banking fits into the picture.
Guest: Lex Sokolin, Head of Economist, ConsenSys
Air Date: September 21, 2021
Eyal sits down with one of the key figures behind the country’s leadership in financial innovation: Charlotte Crosswell, the newly appointed Chair and Trustee of the Open Banking Implementation Entity (OBIE), which is the organization responsible for bringing open banking to the UK. During their discussion, Charlotte shares her perspective on the UK’s strong FinTech reputation and how it’s evolved throughout her 25-year career serving in key leadership roles at the intersection of financial services, regulation and technology.
Guest: Charlotte Crosswell, Chair and Trustee, OBIE
Air Date: December 22, 2021
While most of the financial sector is in the process of implementing open banking, it’s time to look beyond the horizon to see where this evolution is heading. As open banking standards expand to address more and more sectors of the economy, we are moving from open banking to open finance to open data. In this episode, Eyal sits down with Samantha Seaton, a champion of financial wellness and CEO of award-winning fintech MoneyHub, to explore how open data is transforming the world.
Guest: Samantha Seaton, CEO, Moneybub Enterprise
Air Date: May 31, 2022
Despite the doubts of skeptics, the open banking movement is here and it’s evolving quickly. Right now, over 50 regions around the world are in various stages of implementing open banking, while some are already moving into the next stage of the progression: open finance. In this episode, Eyal sits down with Amit Mallick, the Global Open Banking Practice Lead at Accenture, to discuss the threat posed by open banking, and how major players like big banks can respond as they adjust their strategies to compete and succeed in the new financial ecosystem.
Guest: Amit Mallick, Global Open Practice Lead, Accenture
Air Date: June 21, 2022
Introducing a disruptive movement like open banking into an already developed environment can be difficult. By contrast, introducing innovation where there is nothing to replace, often referred to as a “green field,” makes it possible to adopt the latest technology immediately, leapfrogging whatever came before. Africa, the ultimate green field, has been undergoing a technological renaissance over the past two decades. In this episode, Eyal sits down with Ismail Chaib from Yassir Tech Hub, a startup based out of his birthplace, Algeria. During their conversation, they discuss the back story behind the Open Bank Project, the explosion of fintech in Africa, and how open banking can accelerate that boom.
Guest: Ismail Chaib, Former COO, The Open Banking Project
Air Date: July 13, 2022
Open banking aims to introduce common, open, shared standards for the secure exchange of financial data. As a result, whether you bank with one bank or five, fintech or credit union, JPMC or PayPal, you can finally see all your accounts together, in one place - a concept known as account aggregation. In this episode, Eyal discusses this concept with Rolands Mesters, the CEO and Co-Founder of Nordigen, a European account aggregator who provides connectivity to thousands of banks, absolutely free. During their discussion, Eyal and Rolands explore the story of account aggregation, including how it began, where it’s going in the future and why it might just be the key to building open banking for all
Guest: Rolands Mesters, CEO and Co-Founder, Nordigen
Air Date: August 10, 2022
In the U.S., where open banking is decidedly market-driven, it is associated with consent-driven data sharing, rather than standardization or regulation. U.S. open banking efforts are laser-focused on generating business value through true innovation. In this episode, Eyal sits down with Jane Barratt, the Chief Advocacy Officer at MX, one of the American leaders in account aggregation and a true fintech powerhouse. During the episode, Eyal and Jane discuss definitions of open banking from the perspective of a leading U.S. fintech, the evolution of standards and the future of American-made open banking.
Guest: Jane Barratt, Chief Advocacy Officer, MX
Air Date: September 12, 2022